Risk Share

Enterprise Singapore will co-share up to 70% of loan default risk with the Participating Financial Institution in the event of enterprise insolvency.

Risk Premium

0.85% of approved limit (for applications submitted before 31 March 2023)

Maximum Loan Quantum

S$10 Million / Borrower
S$20 Million / Borrower Group
Note: Overall loan exposure limit of S$50 million per borrower group across all facilities.
 

Borrower Group consists of the following:

• Borrower
• Corporate shareholders holding more than 50% at all levels up
• Subsidiaries where the Applicant company holds more than 50% shareholdings and subsequent subsidiaries at all levels down
• Subsidiaries where the Applicant's Ultimate Parent Company holds more than 50% shareholdings and their subsidiaries at all levels down

Maximum Repayment Period

1 year

To finance Import, Export and Guarantee needs, including

• Inventory / Stock Financing
• Structured Pre-delivery Working Capital ( revolving working capital )
• Bills / Invoice Financing
• Overseas Working Capital Loan
• Bankers' Guarantee